The Habits of Millioniares...

Here are some fun facts from Dave Ramsey's "Financial Peace University". I'm sure Laci and Josh are really tired of listening to the cd's in the car with me. Thanks Uncle Dale!

-They drive slightly used cars.
-They have zero credit card debt.
-They pay cash for their houses and cars.
-They have a savings account with 3-6 months worth of living expenses.
-They have a $15,000 emergency fund.
-30% of them dropped out of high school.
-They live on 2/3 of what they make and put the other 1/3 into Roth IRAs.
-They read 2 non-fiction books per month and they better themselves with self examining profiles.

This book is so good! I am on a roll to get out of credit card debt this month and pay off our car and house in just a few year. If you would like more information on this "University" let me know! It will radically change your thinking about money and savings.

What are Josh and I doing tonight? Reading a non-fiction book and taking one looong psychological profile:). We'll see what the results are in a bit!